The Ten Client Deliverables

What do we do for you? Our team will provide you the Ten Deliverables allowing you to focus things that are more important to you than money.

1. Annual Update of the Financial Road-Map™. A complete and thorough annual update of your Financial Road-Map® focusing on your values and goals, benchmarking your progress, and continuing support your goals. Also included are an updated "Capital Projection," written plans for cash reserves, status of each individual financial asset and goal, the estate legacy, and a listing of all insurances.

2. Greatest Probability Strategy (Your "GPS"). Each time we meet, a straightforward, chronological list of simple action steps are provided to implement your financial plan which will create the greatest probability that you will stay on track, in order to accomplish your goals, over the years.

3. Progress Reports. Every four months you will be given a simple, one-page summary of assets, which is designed to show your progress benchmarked against your goals.

4. Wealth Management. Our team will ascertain and analyze how your assets are allocated, and give you advice on how to best position them to create the highest likelihood of achieving your goals. We will help provide the "big picture" about your financial situation, with a strategy going forward.

5. Income Tax Planning. During the last two months of each year, our team will complete a written income tax projection for the current calendar year to identify tax opportunities and remove unexpected surprises.

6. Income Tax Preparation. Our team will prepare your basic state and federal income tax returns, helping you benefit from the prior year's planning.

7. Estate Planning. Our team will review and update your estate plan annually, with a significant, highly focused, review every five years. The two objectives are to establish a plan for your money to make it to the next generation and beyond and, secondly, to create a structure that will bring your heirs closer together, avoiding conflicts about the money after your demise.

8. Goal Accomplishments. We will contact you in advance of your target goal date, with the plan to fund each of your goals. Our team proactively tracks your progress towards your goal dates, and develops a detailed strategy for accomplishing each one. It's the accomplishment of your goals that is the evidence that you've made smart choices about your money so you can experience what's most important to you.

9. Cash & Debt Management. Our team will advise you on exactly how much cash reserves are needed and what should be done to get to that amount (and keep it there). We will also give specific advice on how to reduce and/or eliminate your debt, according to a timeline that makes sense.

10. Financial Plan Safety. Our team will assess any threats we see to your plan, and will look at strategies that will increase the overall safety of your plan. In addition, we're going to look at every type of insurance that exists and we're going to tell you exactly the right kinds and amounts you should have, or if you should have it at all.